Bank Stock Lending

Bank Stock Lending

With our simple and fast delivery of approvals and funding, we make the deals easy and stay out of our client’s way. We pride ourselves on delivering below market interest rates, no loan origination fees and few, if any, added covenants. Standard commercial loan documents are generally used. Many times, loans are structured to be interest only for up to three years with amortizations up to 15 years. CVB has been in the Bank Stock Lending business for over 25 years. References of satisfied customers in 20 states can also be provided upon request. Once becoming a customer with CVB, you also open the door to new growth opportunities by being offered Bank Stock Loan participations, which in turn can offset your interest expense by turning it into interest income.

Bank Stock and Bank Holding Company Stock Loans done the simple way. 
Bank mergers, acquisition loans and refinances up to $50 million. 

• Approval typically within 2 to 3 days and sometimes immediately

• In many cases the loan can be started, closed and funded in less than 2 weeks

• No Correspondent Bank Account relationship required

• If the Federal Reserve approves it we can likely get the deal done for you

• Standard Commercial Loan Documentation used in most cases

• We won’t restrict you to unnecessary covenants

• Limited or no reporting requirements

• Limited or no origination costs

• Low interest rates

• Principal payments often determined with the borrower’s input on a year by year basis

• In many circumstances we accept bank capital growth instead of loan principal reduction

• We will come to you! Most loans initiated and closed at the borrowers home or office.

Deal directly with a lender/owner who is a CPA who understands the banking industry. Although we cannot give direct advice, we have years of industry experience and can make your job far less stressful and time consuming. We will understand your transaction. You do not need to educate the lender. Our belief is to make the loan and then stay out of the banker’s way and let you do your job. You will only see us when you choose to.

Come join the Chippewa Valley Bank family!